Skip to main content

Documentation Index

Fetch the complete documentation index at: https://docs.stablepay.global/llms.txt

Use this file to discover all available pages before exploring further.

​
Lifetime Limit

After completing KYC, every user is given a lifetime transaction limit. This is the cumulative total across all transactions on the platform. Once a user reaches this limit, they cannot create new transactions until Enhanced Due Diligence (EDD) is completed.

​
Enhanced Due Diligence (EDD)

EDD is a risk-based compliance process triggered by specific indicators — not a fixed threshold.

​
EDD Triggers

EDD is mandatory for:
  • High-risk customers — based on occupation, geography, transaction patterns, or product usage
  • Politically Exposed Persons (PEPs) — or their close associates
  • Non-profits and NGOs
  • Unhosted wallet transactions
  • ML/TF/PF risk indicators — such as use of mixers, privacy coins, or rapid fiat-crypto cycles

​
Process

  1. Risk indicator is detected (automatically or during manual review)
  2. New transactions are blocked until EDD is completed
  3. User is notified and a form is shared to collect source of funds information
  4. Our compliance team reviews the submission
  5. Upon approval, the user’s transactions are unblocked
EDD is currently a manual process. Contact our team to initiate or complete EDD for a user.

​
Need Help?

For questions about limits or to initiate the EDD process, reach out at hello@stablepay.global.